Why it's Important to Pre-Qualify

Shopping for a mortgage loan? We'll be glad to talk about our mortgage offerings! Give us a call at 866-313-0412. Ready to begin? Apply Now.

Even if you haven't picked out homes to view yet, it is important to visit with your mortgage pro early. Why? What can we do for you before you have made an offer, and don't yet know how much you need to borrow?

We Will Help You Pre-Qualify

We will help you determine the loan amount you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. The process outlines your finances - your debt, income, employment, and cash available for down payment, among other things. It is a short, thorough process with minimal risks for papercuts.

When you are considered eligible, we prove our confidence in your potential to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also known as a "pre-qual").

Buying Clout

Several benefits open to you once you have found your next house, and have achieved pre-qualification power. First of all, you have some definite numbers in mind, as the amount you can borrow. Even more important to the existing owner, your pre-qualification gives them certainty - as if you had arrived at their house with a suitcase of cash to make the offer! They won't have to be concerned that they are wasting their time if you can't be able to qualify for a high enough mortgage. The seller of the home won't worry if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to fret over. You have the ability to back your offer up.

We can help you pre-qualify

We will help you see how much of a mortgage you can afford, and how much money you will be able to borrow, by taking you through the pre-qualification process. We do this by considering your income and debts, your work and housing situations, your available funds for down payment, required reserves, and some other things. We require a minimum amount of paperwork, with a short, basic process.


It's vital for you to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage loan calculator tools on our website. That way, we'll help you get your pre-qualification letter. Then, we will make sure we have the right mortgage program for your situation. Contact us at 724-933-9070 to get started.

Have questions about pre-qualifying? Call us at 866-313-0412. It's our job to answer pre-qualification questions, so we're happy to help!